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YoungStar Kids

Happy child swinging on swing set
Kids’ account

Get set for life

Confident. A little independent. That’s a YoungStar! Great money skills that last a lifetime start here.


Build funds from family gifts and early jobs


Joint account makes transfers easy


Your child, a member for life

The account that grows with them

The YoungStar Account is a special gift for your little one. As a youth savings account, of course it’s a place to help them save, learn, and build good habits. And this account provides the lifelong gift of dividends1 and Civic membership.  Your child will not have to apply for membership as an adult. Help your young child learn the value of saving with guidance from both of us.

Young parents chasing their children on the beach

  • Children 0 to 12 years old 
  • Parent as joint owner on account, minor is primary owner 
  • $1 minimum deposit, no minimum balance 
  • Account provides Civic membership for child 
  • No online banking access 
  • At age 13, the account will automatically roll up to a NextGen Savings Account 
  • No maintenance fees
Mother and daughter planting flowers

When you open a youth account, your child will be introduced to one of the healthiest financial habits from the start — saving money. And they will be ready to learn from you, their first teacher, as a joint account owner.

The YoungStar Account has limited access features to help your child build confidence with money, begin to be independent, and learn basic skills with guidance.

Kids hula hooping in front yard

It’s never too young to learn the importance of saving money. As a YoungStar Account holder, your child will begin an important relationship with money. You’ll guide them to deposit birthday money and more into their own account and our professionals will give them ways to learn with engaging activities. Plus, they will earn 1.40% dividends on their savings. Together, we’ll help ensure your child has a solid start with this youth savings account.

Dad carries his son on a hike

Help your teen practice good money habits with the NextGen Savings and Checking Accounts. Give your 13- to 17-year-old experience managing their money, as you monitor with joint account access.

NextGen Accounts for teens

  • Open an account with $1
  • No maintenance fees
  • Checking account available
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1 Dividend rate applies to accounts with a minimum opening deposit of $1. Dividends are compounded daily and paid monthly.